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	  <link:definition>00000048 - Disclosure - 3. Investments (Details 2)</link:definition>
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	  <link:definition>00000049 - Disclosure - 3. Investments (Details 3)</link:definition>
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	  <link:definition>00000050 - Disclosure - 3. Investments (Details 4)</link:definition>
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	  <link:definition>00000051 - Disclosure - 3. Investments (Details 5)</link:definition>
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	  <link:definition>00000052 - Disclosure - 3. Investments (Details 6)</link:definition>
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	  <link:definition>00000053 - Disclosure - 3. Investments (Details Narrative)</link:definition>
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	  <link:definition>00000054 - Disclosure - 4. Fair Value Measurements (Details)</link:definition>
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	  <link:definition>00000055 - Disclosure - 5. Fair Value of Financial Instruments (Details)</link:definition>
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	  <link:definition>00000056 - Disclosure - 6. Intangibles (Details)</link:definition>
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	<link:roleType roleURI="http://kingstonecompanies.com/role/IntangiblesDetails1" id="IntangiblesDetails1">
	  <link:definition>00000057 - Disclosure - 6. Intangibles (Details 1)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/IntangiblesDetailsNarrative" id="IntangiblesDetailsNarrative">
	  <link:definition>00000058 - Disclosure - 6. Intangibles (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/ReinsuranceDetails" id="ReinsuranceDetails">
	  <link:definition>00000059 - Disclosure - 7. Reinsurance (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/ReinsuranceDetails1" id="ReinsuranceDetails1">
	  <link:definition>00000060 - Disclosure - 7. Reinsurance (Details 1)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/ReinsuranceDetails2" id="ReinsuranceDetails2">
	  <link:definition>00000061 - Disclosure - 7. Reinsurance (Details 2)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/ReinsuranceDetails3" id="ReinsuranceDetails3">
	  <link:definition>00000062 - Disclosure - 7. Reinsurance (Details 3)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/ReinsuranceDetailsNarrative" id="ReinsuranceDetailsNarrative">
	  <link:definition>00000063 - Disclosure - 7. Reinsurance (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/DeferredAcquisitionCostsAndDeferredCedingCommissionRevenueDetails" id="DeferredAcquisitionCostsAndDeferredCedingCommissionRevenueDetails">
	  <link:definition>00000064 - Disclosure - 8. Deferred Policy Acquisition Costs and Deferred Ceding Commission Revenue (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/DeferredAcquisitionCostsAndDeferredCedingCommissionRevenueDetails1" id="DeferredAcquisitionCostsAndDeferredCedingCommissionRevenueDetails1">
	  <link:definition>00000065 - Disclosure - 8. Deferred Policy Acquisition Costs and Deferred Ceding Commission Revenue (Details 1)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/PropertyAndEquipmentDetails" id="PropertyAndEquipmentDetails">
	  <link:definition>00000066 - Disclosure - 9. Property and Equipment (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/PropertyAndEquipmentDetailsNarrative" id="PropertyAndEquipmentDetailsNarrative">
	  <link:definition>00000067 - Disclosure - 9. Property and Equipment (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/PropertyAndCasualtyInsuranceActivityDetails" id="PropertyAndCasualtyInsuranceActivityDetails">
	  <link:definition>00000068 - Disclosure - 10. Property and Casualty Insurance Activity (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/PropertyAndCasualtyInsuranceActivityDetails1" id="PropertyAndCasualtyInsuranceActivityDetails1">
	  <link:definition>00000069 - Disclosure - 10. Property and Casualty Insurance Activity (Details 1)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/PropertyAndCasualtyInsuranceActivityDetails2" id="PropertyAndCasualtyInsuranceActivityDetails2">
	  <link:definition>00000070 - Disclosure - 10. Property and Casualty Insurance Activity (Details 2)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/PropertyAndCasualtyInsuranceActivityDetails3" id="PropertyAndCasualtyInsuranceActivityDetails3">
	  <link:definition>00000071 - Disclosure - 10. Property and Casualty Insurance Activity (Details 3)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/PropertyAndCasualtyInsuranceActivityDetails4" id="PropertyAndCasualtyInsuranceActivityDetails4">
	  <link:definition>00000072 - Disclosure - 10. Property and Casualty Insurance Activity (Details 4)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/PropertyAndCasualtyInsuranceActivityDetails5" id="PropertyAndCasualtyInsuranceActivityDetails5">
	  <link:definition>00000073 - Disclosure - 10. Property and Casualty Insurance Activity (Details 5)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/PropertyAndCasualtyInsuranceActivityDetails6" id="PropertyAndCasualtyInsuranceActivityDetails6">
	  <link:definition>00000074 - Disclosure - 10. Property and Casualty Insurance Activity (Details 6)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/PropertyAndCasualtyInsuranceActivityDetailsNarrative" id="PropertyAndCasualtyInsuranceActivityDetailsNarrative">
	  <link:definition>00000075 - Disclosure - 10. Property and Casualty Insurance Activity (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/StockholdersEquityDetails" id="StockholdersEquityDetails">
	  <link:definition>00000076 - Disclosure - 11. Stockholders' Equity (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/StockholdersEquityDetails1" id="StockholdersEquityDetails1">
	  <link:definition>00000077 - Disclosure - 11. Stockholders' Equity (Details 1)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/StockholdersEquityDetailsNarrative" id="StockholdersEquityDetailsNarrative">
	  <link:definition>00000078 - Disclosure - 11. Stockholders' Equity (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/StatutoryFinancialInformationAndAccountingPoliciesDetailsNarrative" id="StatutoryFinancialInformationAndAccountingPoliciesDetailsNarrative">
	  <link:definition>00000079 - Disclosure - 12. Statutory Financial Information and Accounting Policies (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/IncomeTaxesDetails" id="IncomeTaxesDetails">
	  <link:definition>00000080 - Disclosure - 14. Income Taxes (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/IncomeTaxesDetails1" id="IncomeTaxesDetails1">
	  <link:definition>00000081 - Disclosure - 14. Income Taxes (Details 1)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/IncomeTaxesDetails2" id="IncomeTaxesDetails2">
	  <link:definition>00000082 - Disclosure - 14. Income Taxes (Details 2)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/IncomeTaxesDetails3" id="IncomeTaxesDetails3">
	  <link:definition>00000083 - Disclosure - 14. Income Taxes (Details 3)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/IncomeTaxesDetails4" id="IncomeTaxesDetails4">
	  <link:definition>00000084 - Disclosure - 14. Income Taxes (Details 4)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:roleType roleURI="http://kingstonecompanies.com/role/IncomeTaxesDetailsNarrative" id="IncomeTaxesDetailsNarrative">
	  <link:definition>00000085 - Disclosure - 14. Income Taxes (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
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	<link:roleType roleURI="http://kingstonecompanies.com/role/EmployeeBenefitPlansDetailsNarrative" id="EmployeeBenefitPlansDetailsNarrative">
	  <link:definition>00000086 - Disclosure - 15. Employee Benefit Plans (Details Narrative)</link:definition>
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	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
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	<link:roleType roleURI="http://kingstonecompanies.com/role/CommitmentsAndContingenciesDetails" id="CommitmentsAndContingenciesDetails">
	  <link:definition>00000087 - Disclosure - 16. Commitments and Contingencies (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
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	<link:roleType roleURI="http://kingstonecompanies.com/role/CommitmentsAndContingenciesDetailsNarrativeUsd" id="CommitmentsAndContingenciesDetailsNarrativeUsd">
	  <link:definition>00000088 - Disclosure - 16. Commitments and Contingencies (Details Narrative) (USD $)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
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	<link:roleType roleURI="http://kingstonecompanies.com/role/EarningsPerCommonShareDetails" id="EarningsPerCommonShareDetails">
	  <link:definition>00000089 - Disclosure - 17. Earnings Per Common Share (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
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	<link:roleType roleURI="http://kingstonecompanies.com/role/EarningsPerCommonShareDetailsNarrative" id="EarningsPerCommonShareDetailsNarrative">
	  <link:definition>00000090 - Disclosure - 17. Earnings Per Common Share (Details Narrative)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
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	<link:roleType roleURI="http://kingstonecompanies.com/role/PremiumFinancePlacementFeesDetails" id="PremiumFinancePlacementFeesDetails">
	  <link:definition>00000091 - Disclosure - 18. Premium Finance Placement Fees (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
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	<link:roleType roleURI="http://kingstonecompanies.com/role/QuarterlyFinancialDataDetails" id="QuarterlyFinancialDataDetails">
	  <link:definition>00000092 - Disclosure - 20. Quarterly Financial Data (Details)</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
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	<link:linkbaseRef xlink:type="simple" xlink:href="kins-20161231_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Presentation Links" />
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	<link:linkbaseRef xlink:type="simple" xlink:href="kins-20161231_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Definition Links" />
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    <element id="KINS_TotalFixedMaturitySecurities" name="TotalFixedMaturitySecurities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_CashAndShortTermInvestments" name="CashAndShortTermInvestments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_HeldToMaturitySecurityLessThanTwelveMonthNumberOfPositionHeld" name="HeldToMaturitySecurityLessThanTwelveMonthNumberOfPositionHeld" nillable="true" xbrli:periodType="duration" type="xbrli:integerItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_HeldToMaturitySecurityTwelveMonthOrMoreNumberOfPositionHeld" name="HeldToMaturitySecurityTwelveMonthOrMoreNumberOfPositionHeld" nillable="true" xbrli:periodType="duration" type="xbrli:integerItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_PoliticalSubdivisionsOfStatesTerritoriesAndPossessions" name="PoliticalSubdivisionsOfStatesTerritoriesAndPossessions" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_CorporateAndOtherBondsIndustrialAndMiscellaneous" name="CorporateAndOtherBondsIndustrialAndMiscellaneous" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_EquityInvestments" name="EquityInvestments" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_FixedmaturityInvestmentsHeldToMaturity" name="FixedmaturityInvestmentsHeldToMaturity" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_PercentCeded" name="PercentCeded" nillable="true" xbrli:periodType="duration" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_RiskRetained1" name="RiskRetained1" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_LossesPerOccurrenceSubjectToQuotaShareReinsuranceCoverage" name="LossesPerOccurrenceSubjectToQuotaShareReinsuranceCoverage" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_ExcessOfLossCoverageAboveQuotaShareCoverage" name="ExcessOfLossCoverageAboveQuotaShareCoverage" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="KINS_TotalReinsuranceCoveragePerOccurrence" name="TotalReinsuranceCoveragePerOccurrence" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_LossesPerOccurrenceSubjectToReinsuranceCoverage" name="LossesPerOccurrenceSubjectToReinsuranceCoverage" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_ExpirationDate" name="ExpirationDate" nillable="true" xbrli:periodType="duration" type="xbrli:dateItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_PercentCededFirstMillionDollarsOfCoverage" name="PercentCededFirstMillionDollarsOfCoverage" nillable="true" xbrli:periodType="duration" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_PercentCededExcessOfOneMillionDollarsOfCoverage" name="PercentCededExcessOfOneMillionDollarsOfCoverage" nillable="true" xbrli:periodType="duration" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_InitialLossSubjectToPersonalLinesQuotaShareTreaty" name="InitialLossSubjectToPersonalLinesQuotaShareTreaty" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_RiskRetainedPerCatastropheOccurrence" name="RiskRetainedPerCatastropheOccurrence" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_CatastropheLossCoverageInExcessOfQuotaShareCoverage" name="CatastropheLossCoverageInExcessOfQuotaShareCoverage" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_SevereWinterWeatherAggregate" name="SevereWinterWeatherAggregate" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_ReinstatementPremiumProtection" name="ReinstatementPremiumProtection" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_ReinsuranceReceivablesUnPaidLossesRecoverable" name="ReinsuranceReceivablesUnPaidLossesRecoverable" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="KINS_ReinsuranceRecoverablesSecurity" name="ReinsuranceRecoverablesSecurity" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_ContingentCedingCommissionsEarned" name="ContingentCedingCommissionsEarned" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_OtherUnderwritingAndAcquisitionCosts" name="OtherUnderwritingAndAcquisitionCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_NetDeferredAcquisitionCosts" name="NetDeferredAcquisitionCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_DeferredAcquisitionCostsNetOfAmortization" name="DeferredAcquisitionCostsNetOfAmortization" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="KINS_DeferredPolicyAcquisitionCostsNetEnding" name="DeferredPolicyAcquisitionCostsNetEnding" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_DirectPropertyAndCasultyInsuranceActivity" name="DirectPropertyAndCasultyInsuranceActivity" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_AssumedPropertyAndCasultyInsuranceActivity" name="AssumedPropertyAndCasultyInsuranceActivity" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_CededPropertyAndCasultyInsuranceActivity" name="CededPropertyAndCasultyInsuranceActivity" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_NetPropertyAndCasultyInsuranceActivity" name="NetPropertyAndCasultyInsuranceActivity" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="KINS_IncurredButNotReportedReserves" name="IncurredButNotReportedReserves" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_RecoverableOnUnpaidLosses" name="RecoverableOnUnpaidLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_RecoverableOnPaidLosses" name="RecoverableOnPaidLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="KINS_CurrentYearPropertyAndCasultyInsuranceActivity" name="CurrentYearPropertyAndCasultyInsuranceActivity" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="KINS_StockbasedCompensationExpenseRelatedToStockOptionsIsNetOfEstimatedForfeitures" name="StockbasedCompensationExpenseRelatedToStockOptionsIsNetOfEstimatedForfeitures" nillable="true" xbrli:periodType="duration" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_StatutoryBasisSurplus" name="StatutoryBasisSurplus" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_StateValuationAllowance" name="StateValuationAllowance" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="KINS_NetUnrealizedAppreciationOfSecuritiesAvailableForSale" name="NetUnrealizedAppreciationOfSecuritiesAvailableForSale" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="KINS_StateOnlyNetOfValuationAllowance" name="StateOnlyNetOfValuationAllowance" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_AmountSubjectToAnnualLimitationFederalOnlyB" name="AmountSubjectToAnnualLimitationFederalOnlyB" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="KINS_AmountSubjectToAnnualLimitationFederalOnlyBExpirationDate" name="AmountSubjectToAnnualLimitationFederalOnlyBExpirationDate" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_AdditionalEmployeeContributionsExpenseByCompany" name="AdditionalEmployeeContributionsExpenseByCompany" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="KINS_NetIncomeBeforeTaxesFromPlacementFees" name="NetIncomeBeforeTaxesFromPlacementFees" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="KINS_PropertyAndCasualtyInsuranceActivityTextBlock" name="PropertyAndCasualtyInsuranceActivityTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_PremiumFinancePlacementFees" name="PremiumFinancePlacementFees" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
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    <element id="KINS_ScheduleOfHeldToMaturitySecurities" name="ScheduleOfHeldToMaturitySecurities" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_ScheduleOfInvestmentIncome" name="ScheduleOfInvestmentIncome" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_ScheduleOfSecuritiesWithRealizedGainsAndLossesOnInvestmentsTableTextBlock" name="ScheduleOfSecuritiesWithRealizedGainsAndLossesOnInvestmentsTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_LineOfBusines" name="LineOfBusines" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_SingleMaximumRisksUnderTreatiesPerOccurrenceTableTextBlock" name="SingleMaximumRisksUnderTreatiesPerOccurrenceTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_ScheduleOfApproximateReinsuranceRecoverablesTableTextBlock" name="ScheduleOfApproximateReinsuranceRecoverablesTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_ScheduleOfCedingCommissionsEarnedTableTextBlock" name="ScheduleOfCedingCommissionsEarnedTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_ScheduleOfAcquisitionCostsIncurredTableTextBlock" name="ScheduleOfAcquisitionCostsIncurredTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_ScheduleOfEndingBalancesForDeferredAcquisitionCostsAndDeferredCedingCommissionRevenueTableTextBlock" name="ScheduleOfEndingBalancesForDeferredAcquisitionCostsAndDeferredCedingCommissionRevenueTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_ScheduleOfChangesInNetDeferredIncomeTaxLiabilityToDeferredIncomeTaxProvisionTableTextBlock" name="ScheduleOfChangesInNetDeferredIncomeTaxLiabilityToDeferredIncomeTaxProvisionTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_ScheduleOfPremiumFinancePlacementFees" name="ScheduleOfPremiumFinancePlacementFees" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
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    <element id="KINS_WeightedAverageRemainingContractualLifeInYearsOutstandingBeginning" name="WeightedAverageRemainingContractualLifeInYearsOutstandingBeginning" nillable="true" xbrli:periodType="duration" type="xbrli:durationItemType" substitutionGroup="xbrli:item" />
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    <element id="KINS_TaxBenefitOfLowerTaxBrackets" name="TaxBenefitOfLowerTaxBrackets" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="KINS_ScheduleOfEarnedPremiumsTextBlock" name="ScheduleOfEarnedPremiumsTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_ScheduleOfLossAndLossAdjustmentExpensesTextBlock" name="ScheduleOfLossAndLossAdjustmentExpensesTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
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    <element id="KINS_CumulativePaidClaimsAllocatedClaimAdjustmentExpensesTableTextBlock" name="CumulativePaidClaimsAllocatedClaimAdjustmentExpensesTableTextBlock" nillable="true" xbrli:periodType="duration" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" />
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    <element id="KINS_IncurredClaimsPropertyCasualtyAndLiability2014" name="IncurredClaimsPropertyCasualtyAndLiability2014" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="KINS_IncurredClaimsPropertyCasualtyAndLiability2012" name="IncurredClaimsPropertyCasualtyAndLiability2012" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_IncurredClaimsPropertyCasualtyAndLiability2011" name="IncurredClaimsPropertyCasualtyAndLiability2011" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_IncurredClaimsPropertyCasualtyAndLiability2010" name="IncurredClaimsPropertyCasualtyAndLiability2010" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_IncurredClaimsPropertyCasualtyAndLiability2009" name="IncurredClaimsPropertyCasualtyAndLiability2009" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="KINS_IncurredClaimsPropertyCasualtyAndLiability2008" name="IncurredClaimsPropertyCasualtyAndLiability2008" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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